About | Thesis
Data Sovereignty: The Trillion-Dollar Pivot Securing the Ethical and Economic Future
Persons Data Bank, the following is our thesis: The current global data economy, defined by the Extracted Data Model (EDM), is collapsing under the weight of legal fragility, poor data quality, and profound ethical conflicts. This about page/thesis synthesizes the arguments for a necessary pivot toward a Store-of-Value Data Model (SVDM). By establishing individual ownership—data repatriation—through platforms like the Persons Data Bank, the U.S. along with countries globally can simultaneously fulfill a critical social responsibility mandate, unlock a multi-trillion-dollar market by creating a legally compliant data asset, and provide the ultimate fiduciary hedge against centralized control for global asset managers. This move transforms personal data from a toxic liability into a compliant, royalty-generating asset class.
Mission Statement
The mission of the Persons Data Bank
Is to fundamentally restructure the digital economy by establishing data sovereignty as an inalienable human right and economic asset. We aim to repatriate personal data from centralized third-party control back to the individual, who is recognized as the sole Data Sovereign. By creating the Data Account and the Persons Asset Class (PAC), $USPD ensures every individual receives fair, verifiable compensation (royalties via the $USPD stablecoin) for the licensed use of their data. Our core purpose is to build the trustworthy, ethical infrastructure necessary to fuel the next generation of AI while fulfilling the imperative of digital liberty and economic empowerment for every individual human.
Transition from data extraction to a Store-of-Value
The Crisis of Extraction: Social Harm and Market Collapse
The Persons Data Bank Model: Operationalizing Value and Repatriation
The Persons Data Bank Model: Operationalizing Value and Repatriation
Focused on the social harm, digital disenfranchisement, and the legal/quality risks of the current Extracted Data Model (EDM).
The Persons Data Bank Model: Operationalizing Value and Repatriation
The Persons Data Bank Model: Operationalizing Value and Repatriation
The Persons Data Bank Model: Operationalizing Value and Repatriation
Focused on the Data Account, the $USPD stablecoin, and how this new model creates a tradable, high-fidelity asset.
Strategic Outcomes: Market Potential and Fiduciary Hedge
The Persons Data Bank Model: Operationalizing Value and Repatriation
Strategic Outcomes: Market Potential and Fiduciary Hedge
Focused on the new trillion-dollar markets created by the SVDM and the specific strategic imperative for Family Offices to fund this infrastructure as a hedge against centralized control.
The Crisis of Extraction: Social Harm and Market Collapse
The Incumbent Data Economy
Operates on the ethically and economically unsustainable Extracted Data Model (EDM), leading to pervasive social harm and imminent market collapse.
The Ethical Imperative: Data Exploitation as Social Harm
The current data oligarchy violates principles of social responsibility by institutionalizing systemic harm. This begins with Digital Disenfranchisement, where personal data—a valuable asset—is seized without compensation, driving digital wealth inequality. Furthermore, the use of data collected without diverse, granular consent embeds Algorithmic Bias (racial, economic, political) into AI models used for credit scoring and hiring, constituting direct social harm. This structure maintains an Asymmetry of Power, where individuals are powerless "users" whose digital choices are owned by centralized entities.
The Unsustainability of the Extracted Data Model (EDM)
The EDM is structurally unsound due to three collapsing pillars:
- Zero-Cost Input & Legal Fragility: Treating personal data as a free input leads to market distortion. Simultaneously, global privacy regulations (GDPR, CCPA) have made non-consented data a massive, unhedged legal liability. The rising cost of fines and litigation is rapidly devaluing the scraped data assets of centralized firms.
- Low Fidelity: Extracted data is often biased, incomplete, and requires expensive cleaning ("garbage-in, garbage-out"). This lack of quality limits the efficacy and trustworthiness of advanced AI.
The market cannot efficiently price an asset that carries massive legal risk and suffers from poor quality, necessitating a structural change.
The Persons Data Bank Model
Operationalizing Value and Repatriation
The Store-of-Value Data Model (SVDM) fundamentally restructures the market by transforming data into a managed, auditable, and high-fidelity financial asset, correcting the social and economic failures of the EDM. The Persons Data Bank serves as the core infrastructure for this transition.
The Data Account: The Core Instrument of Sovereignty
The Persons Data Bank converts the abstract concept of sovereignty into a tangible, auditable service: the Data Account, which mirrors the fiduciary security of a traditional bank account:
- Sovereign Ownership & Control: The Data Account legally establishes the individual as the Data Sovereign—the sole owner and licensor of their data. Data is held in secure, encrypted vaults, with the bank acting as the custodian, not the owner.
- Verifiable Integrity: The account requires explicit, granular, and revokable consent for any data licensing, paid through a regulated, value-pegged mechanism (e.g., the $USPD stablecoin). This ensures consistent, auditable royalties and establishes a clear price floor, transforming data into a legally pristine, tradable asset.
Founder Vision and Social Impact
The SVDM is the operational fulfillment of social responsibility, a vision championed by founder Matthew Ashburn and his book in "Data IS You." This model enables:
- Economic Empowerment: The royalty stream from the Data Account provides a new, passive, predictable income source, directly combating digital wealth inequality.
- Mitigating Bias: Compensation encourages participation from previously marginalized or underrepresented groups, actively diversifying data sets and fighting systemic algorithmic bias.
Strategic Outcomes: Market Potential and Fiduciary Hedge
The SVDM's adoption creates a multi-trillion-dollar market
restructuring and provides the ultimate strategic defense for generational wealth.
Market Restructuring and New Liquidity
By guaranteeing compliance and quality, the SVDM unlocks new financial markets previously impossible under the risk-laden EDM:
- Compliant Data Exchanges: Regulated exchanges for licensing high-fidelity, consented datasets (e.g., specialized medical or financial data) that eliminate the need for data brokers.
- Data Royalty Derivatives: Financial products (e.g., futures contracts) based on the aggregated, anonymized royalty streams generated by specific data cohorts.
- Decentralized AI Training Funds: Funds that legally finance AI training by securing future access to the Persons Asset Class (PAC) royalty streams.
This restructuring captures value previously lost or absorbed by intermediaries, positioning data as the ultimate store-of-value asset in the digital age.
The Fiduciary Imperative: Hedging Against Centralized Control
For Family Offices (FOs) and HNW investors, the failure to secure personal data presents a significant, unhedged fiduciary risk, personified by the wealth surge of data oligarchs (like Larry Ellison of Oracle).
- The Unhedged Risk: While FOs invest in deep tech, their most sensitive asset—the Digital Homestead of their beneficiaries—is owned by the very centralized systems they are trying to disrupt. This reliance creates a single point of failure and a conflict with the principle of individual data sovereignty.
- The Strategic Hedge: FOs must pivot from solely funding the centralized infrastructure to actively deploying angel funding into platforms like the Persons Data Bank. This investment transforms the legal vacuum of personal data into the PAC.
- Securing Generational Autonomy: By backing this decentralized model, FOs fulfill their fiduciary duty to preserve liberty and autonomy, securing a Trillion-Dollar Competitive Moat for ethical AI and ensuring their family’s digital assets are governed by the principle of sovereignty, not centralized control.
This pivotal moment marks the end of the Digital Frontier
where personal data was the free, exploited wilderness. The story of the future is not about centralization, but about a return to the foundational American ethic: ownership.
With Persons Data Bank, you are not just a "user" account; you are reclaiming your Digital Homestead as an individual. This account is your title deed to a new era, securing your family's future not just with money, but with digital liberty and autonomy. It is the closing chapter on the age of surveillance capitalism and the opening of a new narrative where every individual is compensated, sovereign, and fully in control—a decisive and irreversible victory for economic growth, justice and the future of the free global markets.